Question Details

BUS 402 WEEK 8 QUIZ
•	Question 1

	
	Typically, a minimum loan amount from a Savings & Loan is:			
	
			
•	Question 2

	
	________ were created by the SBA in 1992 to provide loans under $35,000 that are normally shunned by banks.			
	
			
•	Question 3

	
	A federally-sponsored program which offers loan guarantees to create and expand businesses in areas with below-average income and high unemployment is called:			
	
			
•	Question 4

	
	A(n) ________ is a hybrid between a conventional loan and a bond; at its heart it is a bond, but its terms are tailored to the borrower's individual needs, as a loan would be.			
	
			
•	Question 5

	Savings and loan associations typically specialize in loans for:			
	
			
•	Question 6

	
	Grants to small businesses, made to strengthen the local economy in cities and towns that are considered economically distressed, are made by:			
	
			
•	Question 7

	
	A ________ is an agreement with a bank that allows a small business to borrow up to a predetermined specified amount during the year without making an application each time.			
	
			
•	Question 8

	SBICs:			
	
			
•	Question 9

	
	A popular form of debt financing with large companies, a sort of corporate "IOU," which is becoming more accessible to a growing number of small companies is:			
	
			
•	Question 10

	
	________ is designed to provide working capital to small exporters by providing loan guarantees of 90 percent of the loan amount up to $1.5 million.			
	
			
•	Question 11

	When a small business is refused a loan because it is not profitable and deemed a poor credit risk, the owner can usually turn to ________ as a source of short-term funds.			
	
			
•	Question 12

	For small businesses, ________ are the heart of the financial market.			
	
			
•	Question 13

	Term loans impose restrictions called:			
	
			
•	Question 14

	Factoring:			
	
			
•	Question 15

	
	The SBA's ________ program offers short-term capital to growing companies seeking to finance seasonal buildups in inventory or accounts receivable.			
	
			
•	Question 16

	A Geographic Information System (GIS):			
	
			
•	Question 17
	
	The value of the floor space in a retail store depends upon:			
	
			
•	Question 18

	
	A(n) ________ layout has the advantage of creating a relaxed, friendly shopping atmosphere encouraging shoppers to linger and increasing the number of impulse purchases.			
	
			
•	Question 19

	
	The ________ serves a large trading area (10 to 15 miles or more), contains from 50 to 100 stores, and has several major department stores as its anchors.			
	
			
•	Question 20

	
	Which of the following sets of city factors does an entrepreneur need to consider when choosing a location for his/her new business?			
	  

			
•	Question 21

	
	________ is a system that divides a county or a city into small cells or districts to control the use of land, buildings, and sites.			
	
			
•	Question 22

	The Americans with Disabilities Act of 1990 requires that:			
	
			
•	Question 23

	The ________ of products and materials, their ________ of transportation, and their ________ functions all interact in determining how close a business needs to be to its sources of supply.			
	

			
•	Question 24

	Manufacturing layout decisions take into consideration:			
	
•	Question 25

	Originally created to encourage companies to locate in economically depressed areas, ________ offer tax breaks and federal tax breaks for hiring workers living in the immediate area.			
	
			
•	Question 26

	The area from which a small business expects to draw customers over a reasonable time span is its:			
	
			
•	Question 27

	Incubator facilities are established in order to:			
	
			
•	Question 28

	Approximately ________ of a store's customers will go more than halfway into the store.			
	
			
•	Question 29

	When examining a state's available labor force, the potential business owner needs to know:			
	
			
•	Question 30

	
	TIGER: