Question Details

Your brother sends you an e-mail and wants to know if you can tell him what consumer credit is. He knows that you are taking this class and wants you to tell him how credit scores are calculated so he can evaluate how to improve his credit rating.

Compose an e-mail of 500-700 words to your brother with the following items:

Explain the criteria that are used to evaluate a credit score.
Discuss the responsibility of using consumer credit including what could happen if your credit payments are late or partial payments are made.
List the names of the 3 credit bureaus with which he should check to make sure the information in his credit reports are correct.

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