Assessment, Grading and Boards of Examiners

Assessment, Grading and Boards of Examiners

Please Read This Carefully

Imagine you are leading an expert team who are producing an expert advisory report to assess what can be learned from Fintech businesses. Prepare a report which addresses the following:

A) Describe four opportunities and four challenges for “fintechs” associated with the use of data to drive their business. [Notes: At least one of the challenges should refer to digital vulnerabilities (data security, privacy or related) as per the recorded lectures]. Using online research, your report should identify a fintech company you have NOT encountered on this course and assess the implications of each of the above opportunities and challenges for the way the fintech does business. Summarise your findings in a table. 

B) Based on your analysis above, course materials, independent research and any other evidence, make 5 specific recommendations for your own bank or a financial services organisation with which you are familiar, as follows:

i) Explain each recommendation in about 150 words per recommendation (

ii) Highlight why you think each recommendation is important for your firm. Which one is the highest priority? Why? 

iii) Draw a table summarising the above recommendations (follow similar guidelines to the recommendations table in the CA Assignment on DBS Bank). Ensure that your solution justifies the main points outline in your table. 

High graded reports will use both diagrams and tables to help explain the analysis. For further details on high quality reports please refer to the guidelines for the CA Report (especially “PARTIES” – last slide in Webinar 2). We will also host a special live webinar to explain and clarify any further issues. 

Grade Descriptors  

Assessment, Grading and Boards of Examiners This section is of particular relevance to students and you should take time to familiarise yourself with the grading scheme and assessment regulations.

Students are awarded final grades and a grade point based on that final grade. An indicative grade/mark range (%) equivalence is given in the table overleaf. Students should also note, in particular, section 4.7 of UCD regulations regarding must pass components. On the programmes listed in table of Postgraduate Programmes, students must achieve a grade of D- in a module to pass. This grade is made up of all components of assessment. For example, if the module contains a continuous assessment component worth 40% with the examination worth 60%, a student need only obtain a D- in total from both components. The final grade (and grade point) will be awarded by adding up the grades awarded for each component (taking into account the weighting between continuous assessments and final examination). The following table displays the grades, equivalent percentage mark and grade values used in the assessment of these programmes. 

Students should familiarise themselves with this documentation. From experience the most relevant of these alternative grades for students are: W, WX, IX, I and less frequently WL. W grades are returned when a student withdraws within the first 6 weeks of the Trimester. The exact deadline date for withdrawing early will be notified to students on commencement of the course. There is no subsequent grade penalty for students withdrawing within the first 6 weeks. WX grades are returned when a student withdraws after 6 weeks but provides medical or other certification (see policy on extenuating circumstances) indicating that there were circumstances which prevented them from continuing their studies. This grade is returned at the discretion of the Programme Board. There is no subsequent grade penalty for students and students falling into this category will receive a WX grade and will be automatically registered to the next available offering of the module. IX and I grades are returned when a student cannot complete some component of their coursework due to extenuating circumstances (see policy on extenuating circumstances) and provides medical or other certification indicating that there were circumstances which prevented them from completing their coursework. This grade is returned at the discretion of the Programme Board. There is no subsequent grade penalty for students and students falling into this category will receive an IX grade. Students receiving this grade must complete the outstanding component(s) within a time period prescribed by the Programme Board. WL grades are returned where a student withdraws after the first 6 weeks and before the end of the Trimester and the student does not have any extenuating circumstances. No credit is awarded and a subsequent attempt is treated as a repeat and consequently the final grade point award (for the repeat attempt) will be capped at D- grade. 

Classification of Awards – Structural Classification of Special Purpose Awards This section describes how the overall programme award is calculated based on grade points. An example of a GPA calculation is given below. In order to calculate the GPA, you should: • Determine the grade value for each module grade awarded • Multiply the grade value by the credits available for the module to give you the grade points for the module • Total the grade points for all modules • Divide the total grade points by the total credits available for the same modules 

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